Borrowers

For Borrowers: We Can Help ...

In this tight lending market, trying to qualify for a conventional loan through a bank means a slow and painful process full of paperwork with a very low chance of success. So having access to a private money lender that will lend you the money quickly and efficiently is a smart alternative over the slow traditional bank financing. In this competitive market, access to private capital may be the difference between success and failure. 

At Troisky, we are experienced real estate experts since 1999 with over 500 successful transactions under our belts.  So, we get itYou've found a great deal and you need help with the financing to purchase the property and quickly do the repairs so you can flip it to make a profit, or rent it out for cash flow. You've come to the right place for short-term private lending.

Email or Call Troisky if you need funding quickly for: 


1. Short-term, private money loans in the Sacramento, Elk Grove, Roseville, Yuba City, Marysville, and surrounding Bay Areas.
2. Loans from $30,000 to $750,000 with terms from 6 to 36 months.
3. Non-Owner occupied real estate investment properties and projects.
4. Single Family and Multi-Family, and Commercial properties.
5. Loans up to 65% of the After Repaired Value.

We are a direct lender with simple, common-sense, in-house underwriting guidelines:

1.  What's the equity of the property based on the true market value of the property?
(How much does the Broker Price Opinion and/or the Appraisal Say the property is actually worth?)
 
2.  How can the borrower afford to service the monthly payments on the new loan? 
(The borrower's current earning capacity and ability to afford the monthly payments on the new loan. We want to make sure borrowers don't get in over their heads.)

3.  What is the borrower's exit strategy?  
     (What is the borrower's plan with the property, strategy, and timeline to pay back the loan?)

We Won't Waste Your Time.  We can quickly tell you if your property and loan fit our lending parameters.  We won't bury you in unnecessary paperwork just to turn down your loan at the last minute.  Your past credit is not as important as your current ability to pay for the loan.  As long as the LTV for any residential or commercial assets/properties, you are putting up for collateral, is no more than 65% of the current market value. 

So email or call us now to see how we can be your strategic partner and get you the financing you need so you can focus on what you are good at:  Doing deals! 

Let's Make It Happen!